Quote of the Week

“When I was 17, I read a quote that went something like:
‘If you live each day as if it was your last,
someday you’ll most
certainly be right.’
It made an impression on me, and since
then, for the past 33 years, I have looked in the mirror every
morning and asked myself:
‘If today were the last day of my
life, would I want to do what I am about to do today?’
And whenever the answer has been ‘No’
for too many days in a row, I know I need to change something.”

:: Steve Jobs 1955-2011 ::

Quote of the Week

“Developing a sense of good cheer in the face of adversity, you can specifically use adversity as the support for refuge and true spiritual development. I am discussing how you relate to your suffering, how you relate to your adversity, as it affects you in life and on the path.

Now, as you know, whenever you are suffering by way of the body, speech, and mind, be it physical illness or a mental affliction, this is a very big deal to you. Usually it appears as something major. Even if it’s minor, you make it into some great distress. If you lose a little money or if someone speaks nastily to you, it invokes a strong reaction. This is called “appearances arising as the enemy.” When your habituation to adversity reaches such a point that you actually fall prey to appearances arising as the enemy, it means that you no longer have patience for suffering.

…If you can’t bear the minor aspects of adversity in this, the best rebirth in cyclic existence, the precious human rebirth, what will you do when you’re reborn in the three lower realms? Samsara is so vast, so deep and limitless, and the number of sentient beings within samsara are equal to that. All of them want to be free; all of them desire liberation. You should consider then how unnecessary or pointless it is to think that your small problems in this fortunate life are so great, when in fact they really are not.

Any rebirth in this ocean of cyclic existence will by nature bring this type of discontent or suffering. Since you’ve been in this cycle of rebirths from beginningless time until now and you are still not free, it points out the fact that help is needed. Refuge is necessary. Adversity then becomes the support for training in refuge, which demonstrates that adversity is used to your advantage.”

~ Gyatrul Rinpoche, Meditation, Transformation, and Dream Yoga

Singapore workers earning more

Singapore workers earning more
Mid-point in range of incomes up 5.3% from last year to hit $2,633

By Cai Haoxiang

THE monthly salary of Singapore workers went up this year, for the second year in a row.

Their median income – the mid-point in a range – was $2,633 in June compared to $2,500 a year ago, a 5.3 per cent increase led by economic growth and a tighter labour market.

The rise is even steeper when part-time workers are taken out of the equation, according to a Manpower Ministry report yesterday on the earnings and employment of residents, including permanent residents.

It shows full-time workers’ median income to be $2,925 a month against $2,708 last year – an 8 per cent rise.

After taking into account projected inflation of about 5 per cent, their real wages rose by an estimated 2.8 per cent, said the ministry’s Singapore Workforce 2011 report.

But for all workers, including part-timers, the real wage increase was just 0.1 per cent, said labour economist Hui Weng Tat of the Lee Kuan Yew School of Public Policy.

Noting the Government’s goal to raise real median incomes by 30 per cent over 10 years, Dr Hui said it would require an average increase of 2.7 per cent a year.

‘Attention thus needs to be focused on improving the wages and work opportunities of the 194,700 part-time workers, as they are increasing in number, and half of them indicate they want to work longer hours,’ he added.

The report also disclosed for the first time median income figures that include the Central Provident Fund (CPF) contributions of employers.

With CPF, the income of full-timers soared to $3,250, which is $250 more every month than last year.

Explaining the new move, a ministry spokesman said employer CPF contributions form a ‘significant part of compensation… and can be used for housing and health care’.

Hence, it will publish the figures yearly to give ‘a more complete picture of residents’ income growth’, she said.

The rise in income this year builds on last year’s increase, which was a turnaround from the decline caused by the 2008-09 recession.

Last year, the strong economic recovery lifted the monthly income by 3.3 per cent, from $2,420.

This year, the increase is fuelled largely by strong employment growth, especially in the services sector, coupled with curbs on the inflow of unskilled labour and stricter conditions for employing skilled foreign workers, said economists interviewed.

‘Wages were pushed higher with the big projects like the Marina Bay Sands and Sentosa resorts needing a lot of labour, together with the tightening of foreign worker inflows like increased levies,’ said National University of Singapore economist Shandre Thangavelu.

These moves pushed the employment rate to a new high of 78 per cent for residents aged 25 to 64.

At the same time, immigration conditions were tightened, causing a decline in the number of permanent residents.

As a result, the resident labour force went up by just 1.6 per cent to 2.08 million, compared to an annual average of 2.6 per cent in the past 10 years.

On the other hand, more older residents and women were working this year.

A record 61.2 per cent of residents aged 55 to 64 were working, up from 59 per cent a year ago.

Similarly, with women aged 25 to 54, the number of employed rose to 73 per cent, from 71.7 per cent last year.

Labour leader Cham Hui Fong cheered the increases in these two groups, saying they show that efforts of unionists are paying off. Said Ms Cham, assistant secretary-general of NTUC: ‘Companies are now prepared to hire and spend time training these workers.’

Also, more government funds are available, she added, citing the Advantage scheme that helps companies redesign jobs for older workers.

Another is the Inclusive Growth Programme, which gives grants to companies to invest in high-tech equipment and redesign jobs for low-wage workers in return for raising their pay.

‘We hope these schemes will continue because we need to build up the momentum,’ said Ms Cham.

Treasury of the Eye of the True Dharma

Treasury of the Eye of the True Dharma
Book 11
Principles of Zazen
(Zazen gi)

Studying Zen is zazen. For zazen, one should have a quiet place. Spread a thick sitting mat. Do not let in drafts or vapors; do not admit rain or dew. You should secure and maintain the spot where you place yourself. There are traces from the past of those who sat on a vajra [seat] or sat on a rock; they all spread a thick layer of grass to sit on. The place where you sit should be bright; it should not be dark either day or night. The technique is to keep it warm in winter and cool in summer.

Cast aside all involvements and discontinue the myriad affairs. Good is not thought of; evil is not thought of. It is not mind, intellect or consciousness; it is not thoughts, ideas or perceptions. Do not figure to make a buddha; slough off sitting or reclining.

You should be moderate in food and drink. Hold dear the passing days and nights, and take to zazen as though brushing a fire from your head. The Fifth Ancestor on Mt. Huangmei worked only at zazen, without any other other occupation.

During zazen, you should wear your kesa. Put down a cushion. The cushion is not placed completely under your crossed legs but only under the rear half, so that the mat is beneath the legs and the cushion beneath the spine. This is the way that all the buddhas and ancestors have sat during zazen.

Sit in either the half lotus or full lotus position. For the full lotus position, place your right foot on your left thigh and your left foot on your right thigh. The toes should be even with the thighs, not out of alignment. For the half lotus position, simply place your left foot on your right thigh.

Loosen your robe and underwaist, and arrange them properly. Place your right hand on your left foot and your left hand on your right hand. Put the tips of your thumbs together. With your hands in this position, place them against your body, so that that the joined thumb tips are aligned with your navel.

Straighten your body and sit erect. Do not lean to the left or right; do not bend forward or back. The ears should always be aligned with the shoulders, and the nose aligned with the navel. The tongue should be placed against the front of the palate. The breath should pass through the nose. The lips and teeth should be closed. The eyes should be open, neither too widely nor too narrowly.

Having thus regulated body and mind, take a breath and exhale fully. Sitting fixedly, think of not thinking. How do you think of not thinking? Nonthinking. This is the art of zazen.

Zazen is not the practice of dhyâna. It is the dharma gate of great ease and joy. It is undefiled practice and verification.

Treasury of the Eye of True Dharma, Principles of Zazen, Number 11.

Clannad – Harry's Game

Harry’s Game was an ITV drama about Captain Harry Brown – an SAS undercover agent – infiltrating the IRA. Harry was on a mission to find the assassin of a British Cabinet Minister in the Falls Road area of Belfast. Harry was alone: not even the army was told of his presence; his wife was fed up with him. A deadly game of cat and mouse ensued, in which many innocent lives were impacted and neither side could win. Harry befriended a local woman who fell for him, and in turn was consumed by Harry’s relentless search for the assassin. The IRA soon realised they had an informant in their midst and brought in the same assassin to hunt down Harry. The play’s ending was sad: the betrayed and by now dead Harry was lying on a dirty street as the locals just stepped over his body, ignoring it.

The series’ contained loose parallels with the real-life events of both Grenadier Guards/SAS Captain Robert Nairac, and his murder by the IRA in 1977, and the 1979 assassination of Shadow Northern Ireland Secretary Airey Neave.

The series’ theme tune was performed by Clannad and was successfully released as a single, reaching the top five in both Ireland and the United Kingdom and bringing Clannad its first major international exposure.

The lyrics to the song were written to depict the story of The Troubles (Irish euphemism for a partial civil-war), among all sides in Northern Ireland, (Nationalist, Republican, Unionist and Loyalist). The lyrics, derive from an ancient Celt text, explaining how in war and in violence, no side wins – that all lose.

Enya – Shepherd Moons

Shepherd Moons is an album by Irish musician Enya, released on November 4, 1991. It won the Grammy Award for “Best New Age Album” of 1993. It was a #1 album in the UK and a Top 20 hit in the US, peaking at #17 on the Billboard 200.

A planetary ring is a ring of cosmic dust and other small particles orbiting around a planet in a flat disc-shaped region. The most notable planetary rings known in Earth’s solar system are those around Saturn, but the other three gas giants of the solar system (Jupiter, Uranus and Neptune) possess ring systems of their own.

Sometimes planetary rings will have shepherd moons, small moons that orbit near the outer edges of rings or within gaps in the rings. The gravity of shepherd moons serves to maintain a sharply defined edge to the ring; material that drifts closer to the shepherd moon’s orbit is either deflected back into the body of the ring, ejected from the system, or accreted onto the moon itself.

The Carrian Group

The Carrian Group was a Hong Kong conglomerate founded by George Tan, a Singaporean Civil Engineer working in Hong Kong as a project manager for a land development company. The Group’s principal holding company Carrian Holdings, Ltd. was founded in 1977.

In January 1980, the group, through a 75% owned subsidiary, purchased Gammon House (a commercial Office building, now Bank of America Tower) in Central District, Hong Kong for $998 million. It grabbed the limelight in April 1980 when it announced the sale of Gammon House for a staggering HK$1.68 billion, a price that surprised Hong Kong’s Property and Financial markets and developed public interest in Carrian.

In the same year, Carrian capitalized on its notoriety by acquiring a publicly listed Hong Kong company, renaming it Carrian Investments Ltd., and using it as a vehicle to raise funds from the financial markets.

The group grew rapidly in the early 1980s to include properties in Malaysia, Thailand, Singapore, Philippines, Japan, and the United States. At its peak, the Carrian Group owned businesses in Real Estate, Finance, Shipping, Insurance (China Insurance Underwriters Ltd), Hotels, Catering and Transportation (A Taxi fleet that was the largest ever in Hong Kong).

Carrian Group became involved in a scandal with Bank Bumiputra Malaysia Berhad of Malaysia and Hong Kong-based Bumiputra Malaysia Finance. Following allegations of accounting fraud, a murder of a bank auditor, and the suicide of the firm’s adviser, the Carrian Group collapsed in 1983, the largest bankruptcy in Hong Kong.

Singapore ranked 4th most costly city

Singapore ranked 4th most costly city
PropertyGuru.com.sg – Fri, Sep 23, 2011

Singapore has been ranked as the fourth most costly destination in Savills’ World Cities Review report, with the average value of luxury homes in the country increasing 144 percent over the past five years.

“Singapore has the highest concentration of millionaire households in the world (16 percent with US$1 million plus), and the capacity to buy residential property is obviously high,” said Savills.

Home values of the super-rich in the top 10 cities worldwide climbed 10 percent in the first six months, according to the report, higher than the average price growth of six percent for ordinary properties in similar cities and lower than the 65 percent growth in ultra-prime properties over the past five years.

“We recently identified ten world class cities whose real estate markets have more in common with each other than the mainstream markets of the counties in which they operate, and they are all attracting billionaires’ dollars, whether generated at home or overseas,” said Yolande Barnes, Director of Residential Research at Savills.

In a league of its own for super prime prices, Hong Kong led the list at £6,700 psf, ahead of Tokyo and Paris at £5,190 psf and £3,290 psf respectively. In addition, prices of ultra-prime properties in Hong Kong are more than double London’s average luxury property prices and over 10 times that in Sydney, which has been ranked the cheapest location for billionaires.

“At the foot of the table, Sydney still offers great value and is extremely well located to take advantage of Asian wealth if and when its policies restricting international buying are relaxed,” said Savills, adding that the average price of Sydney’s ultra-high-value homes stood at £590 psf.

Since 2005, the price growth of ultra-high-value homes has been the highest in the emerging “new world” economies of Singapore at +144 percent, followed by Mumbai at +138 percent, Moscow at +110 percent and Hong Kong at +83 percent. This pattern reflects the geography of the new wealth generation, as well as the creation of new billionaires over that period.

Planet Perfecto

Planet Perfecto were a dance supergroup, formed in 1997 by Paul Oakenfold, Ian Masterson and Jake Williams. They were signed to Oakenfold’s record label, Perfecto Records.

Before forming Planet Perfecto, all three producers had made their names in the dance music scene under different guises. Most notably Jake Williams as JX and Masterson with Flexifinger. Paul Oakenfold was often viewed as being the main force behind “Planet Perfecto”, but this is probably because he was more of a household name; being successful as a DJ and having hits under numerous guises.

Planet Perfecto have not released any further material since 2001.

Youssou N’Dour featuring Neneh Cherry – 7 Seconds

“7 Seconds” is a song composed by Youssou N’Dour, Neneh Cherry, Cameron McVey and Jonathan Sharp. Released as a single by Youssou N’Dour and Neneh Cherry, the song was a huge international hit in 1994. It remained on the charts for nearly half a year and reached the top three in many countries, including the United Kingdom, France, Germany, Italy, Australia, Russia and Poland. The single stayed at #1 for 16 consecutive weeks on the French Singles Chart, which was the record of the most weeks at the top at the time. The song was a track on N’Dour’s album The Guide (Wommat), released shortly after the single. In 1996 it was included on the Neneh Cherry album Man.

Higher starting pay for fresh graduates

CNA
14 September 2011

SINGAPORE: Fresh graduates salaries are showing an upward trend this year, according to the Fresh Graduate Pay Survey by global management consultancy the Hay Group.

The findings showed engineering jobs are still in demand and fresh engineering graduates can expect to earn about $2,745 per month.

This is slightly higher than the starting salaries for jobs in the legal (S$2,738) and production (S$2,728) services for fresh graduates.

The survey in July this year drew participation from 100 companies across general industries in Singapore.

It showed that average starting salary for degree holders was S$2,593 per month.

Diploma holders are also expected to fare better this year in the jobs market.

Their average starting pay was $1,799 per month.

Design and creative jobs topped the list of hot jobs for diploma holders who can command slightly higher starting salaries of about $1,900 per month.

The survey said employers place a premium of 44.7 per cent for degree holders over diploma holders in terms of starting salaries.

The premium which employers place on a master’s degree over general degree holders is lesser at 11.1 per cent.

One in four employer surveyed said they pay premiums to male employees who have completed National Service, with the average premium at S$166.

Bengawan Solo

Domestic goddess
by Huang Lijie
The Straits Times

Mrs Anastasia Liew, 62, fumbles to hide her hands from the camera.

Wearing a single diamond ring and no nail polish, the founder and managing director of Bengawan Solo cake shop says to the photographer: ‘Can you not photograph my hands? They don’t look good. These hands have been making cakes for more than 30 years.’

Her remark is more self-conscious than vain. But really she should be prouder of her hands – they have helped build her confectionery business from the kitchen of an HDB flat into an empire with a turnover of $43 million last year.

And its cookies such as gula melaka (palm sugar) kueh bangkit and pineapple tarts will retail at London’s famous Selfridges for a week in October in a shopping aisle dedicated to Singapore food products. This is a tie-up facilitated by International Enterprise Singapore, which promotes the overseas growth of home-grown businesses.

The cake chain is also actively scouting for locations in Hong Kong and Japan to open outlets in the next two years.

She says: ‘Our business in Singapore is stable so I dare to take the risk and open in places such as Hong Kong and Japan where we are well known. Their tourists form a large part of our customers.’

Bengawan Solo’s overseas expansion plans were prematurely announced at least six years ago by her son Henry, the younger of her two children and the company’s business development director.

‘He was new to the business and spoke without thinking. I scolded him afterwards,’ she says while affectionately slapping the knee of the 31-year-old National University of Singapore business administration graduate, who sits beside her during the interview in her Holland Road bungalow.

She acknowledges that her strict demand to maintain the standard of her products delayed the company’s move into foreign markets.

Sourcing key ingredients such as fresh pandan and coconut for overseas manufacture was an obstacle and she refused to compromise by using processed substitutes.

She says: ‘Ours is not a bread business where with one dough recipe you can make many different types of bread. Our kueh and cakes have individual recipes that need to be perfected by the workers.’

Her solution: a second factory. The new factory located in Woodlands Link, built at a cost of $5.2 million, began operating this year, almost doubling its production capacity so it can now export its confections without worrying about inconsistency.

Good quality has been the hallmark of Bengawan Solo since day one.

Mrs Liew would buy fresh pandan and coconut rather than stint and use bottled pandan essence or packet coconut milk for the cakes she sold to supermarkets in the 1970s. The effort paid off. Although her cakes cost more, 45 cents compared to the market rate of 30 cents, because of more expensive ingredients, they were a hit.

‘The supermarket manager asked me why I sold my cakes so expensive but I knew mine were better, more fragrant. My cakes always sold out,’ she says with pride in her voice.

Most of Bengawan Solo’s more than 50 types of kueh and cakes, including kueh lapis and lapis sagu, continue to be handmade by more than 130 factory staff to preserve their homemade goodness.

Yet she readily embraces technology if it improves her confections.

‘In the past, you could throw my pineapple tarts against the wall and they wouldn’t break. Now, they melt in the mouth,’ she says.

The secret: machines imported from Japan in the 1990s that produce a thin and even crust.

Another key to Bengawan Solo’s success: Mrs Liew takes feedback seriously.

Earlier this year, some customers complained that her premium pineapple tarts, which use a blend of top-grade butter from Australia and Holland, tasted too strongly of butter.

Eventually she found out that the quality of the Dutch butter had slipped and she immediately reverted to using just one type of butter.

Madam Chen Lee Fung, 40, head of the icing department at Bengawan Solo and an employee of 16 years, says: ‘If we are lazy and take short cuts, she will tell us off. But she is also patient enough to show us the right way to do things when we make mistakes.

‘Once, when the cake moulds were not cleaned to her standard, she rolled up her sleeves and showed the workers how to do it.’

From young, Mrs Liew was assiduous. When she was schooling, she always made sure she was among the top three in class.

Born Tjendri Anastasia to a housewife mother and provision store owner father in Bangka Island off Palembang, Indonesia, the third of eight siblings grew up in Palembang.

After civil unrest in the country in the 1960s forced her to stop school at Secondary 3, she signed up for baking and cooking classes to upgrade herself.

Improving on the recipes she was taught, she conducted culinary classes for housewives and young women in the kitchen of her family terrace house.

The income from these classes allowed her to take more lessons in cooking as well as dress-making in Jakarta before coming to Singapore in 1970 to brush up on her English.

In 1973, she married accounts executive Johnson Liew, a fellow Indonesian Chinese based in Singapore who is 15 years her senior. They are both Singapore citizens and their two children were born in Singapore.

Two years after marriage, the restless housewife began making butter and chiffon cakes from the kitchen of her four- room flat in Marine Parade to sell to friends. It became so popular that a department store in Lucky Plaza went as far as to set up a special retail counter selling her cakes.

The store, however, did not have a licence to sell food so when the law caught up with it, it pointed its fingers at Mrs Liew, who was unaware that her unlicensed home-baking business was illegal.

She stopped her business immediately but customers kept asking for her confections, so a couple of months later, she invested a few thousand dollars to open a store in an HDB shophouse close to home. She named it Bengawan Solo after the popular Indonesian song about Indonesia’s Solo River.

A 1981 Sunday Times article praising its cakes and kueh turned the already popular shop into an overnight sensation.

All-day queue

She says: ‘People would queue outside the shop before it opened and there would still be a line at closing time when all the cakes had sold out.’

The enthusiastic response led to the opening of another outlet in Centrepoint in 1983 and her husband joined her as the company’s accounts director.

By 1987, Bengawan Solo had five stores and a central kitchen in Harvey Road. It became so successful that investors knocked on her door with huge bids to buy over the company, which has never experienced negative growth and remains in the family to this day.

The tempting offers continue to pour in for her company but she remains unmoved because she cannot bear to part with her ‘baby’.

Besides, her son is interested in carrying on the legacy.

She says: ‘When my son, then about 12, overheard that a company wanted to buy us, he said, ‘Mummy, you cannot sell it. I want to run the company.’ ‘

Her younger sister and daughter- in-law also work in Bengawan Solo as the head of the kueh-making department and store operations manager respectively.

Her daughter, Rissa, 35, who graduated with a bachelor’s degree in business from the University of Wisconsin- Stevens Point, prefers to pursue her interest in real estate for now. The mother of two is a property agent.

Although Bengawan Solo is a family- run business, not all recipes are known only to family members. The heads of certain cake departments know the recipes for products under their charge and they are told to keep them to themselves.

Sure, her recipes may leak out, Mrs Liew admits, but she prefers to trust her employees and few have betrayed her good faith, she says.

She says: ‘Many years ago there was a worker who learnt my recipes and started his own shop. But it did not take off and the shop closed down after a short while.’

Her soft-hearted nature is what endears her to her employees.

Workers with difficulty paying off their home loans for example, have received five-figure interest-free loans from her that are repaid by monthly deductions from their salaries.

Staff who encounter emergencies such as severe illness in the family have also received help from her in the form of doctor recommendations and cash.

And when busy festive periods end, she often rewards her workers with a meal and karaoke session where she lets her hair down and sings along with the group.

Mrs Elizabeth Ong, 58, director of a biomedical company who has known Mrs Liew for 10 years through volunteer grassroots activities with the Jurong GRC, says: ‘She is an unassuming person who is able to relate to people from all walks of life.’

Mrs Liew continues to be hands-on with the business, making trips to the outlets to gather customer feedback and going on inspection rounds at the factory seven days a week.

With the opening of its 43rd store at Ion Orchard next week, she certainly has her work cut out for her.

She is, however, trying to slowly hand over the reins to the next generation because she understands that age is catching up with her.

‘I certainly hope Bengawan Solo will continue as a family business through the generations and become an internationally renowned brand.’

Lighthouse Family – High

Lighthouse Family are a British musical duo that rose to prominence in the mid-1990s and remained active until the early 2000s. Vocalist Tunde Baiyewu and keyboard player Paul Tucker formed the act in 1993 in Newcastle upon Tyne, UK after meeting while studying at university. Their 1995 debut album Ocean Drive sold more than 1.8 million copies in the UK alone and established them as a popular easy listening duo throughout Europe.

They are well known for their songs: “Lifted”, “Ocean Drive”, “Raincloud” and “High”, which also reached number one on the Australian Singles Chart.